Mortgage Insurance: How much of a gambler are you?

Mortgage insurance is offered by most financial institutions every time you renew your mortgage. Many have no guarantee it will pay out until they do the under-writing after you die. How much of a gambler are you?  Mortgage Insurance v Life Insurance Mortgage Insurance When you apply for a mortgage, most financial Continue Reading

What do you mean my family has to wait for money from my life insurance?!

Did you know that if you don’t name a beneficiary on your life insurance policy, your family might not have access to those funds for months or even years?  The funds will be added to your estate and governed by your will.  You don’t have a will?  That’s a discussion Continue Reading

Barry Clermont