May 02
Mortgage insurance is offered by most financial institutions every time you renew your mortgage. Many have no guarantee it will pay out until they do the under-writing after you die. How much of a gambler are you? Mortgage Insurance v Life Insurance Mortgage Insurance When you apply for a mortgage, most financial institutions will ask if you …
Permanent link to this article: https://barryclermont.com/mortgage-insurance-how-much-of-a-gambler-are-you/
Apr 17
A typical will may cost you a few hundred dollars. Not having a will could cost your family a lot more. Do you care enough to write your last love letter? Will Cost Your will and powers of attorney are your last chance to tell everyone what you want to happen with your possessions and money. …
Permanent link to this article: https://barryclermont.com/what-does-a-will-cost/
Feb 12
Have you ever met attorneys who truly believe in equal justice for all? You get as much justice as you can afford. Thankfully because of my #LegalSavingsPlan, I can afford more than I ever used to and at least I actually know my rights now. Equal Justice Most lawyers and officers of the court that …
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Feb 11
Your Will is your last love letter to your family. Do you care about your family? Will you leave that last letter or won’t you? During the winter, we (North Americans) do a lot more travelling than usual. We often hear about accidents on the highways due to weather, frequently with tragic results. This makes me think it’s …
Permanent link to this article: https://barryclermont.com/will-wont/
Feb 03
Robin Williams has estate issues that are causing family division. Your stuff probably means more to your family. Have you addressed specifics in your will? Your will is included in your #LegalSavingsPlan. Make sure you get it done! What Can You Do To Minimize Estate Issues? You have nothing to leave? Don’t bet on it. The …
Permanent link to this article: https://barryclermont.com/you-have-estate-issues/
Jan 03
Did you know that if you don’t name a beneficiary on your life insurance policy, your family might not have access to those funds for months or even years? The funds will be added to your estate and governed by your will. You don’t have a will? That’s a discussion for another day. Make sure …
Permanent link to this article: https://barryclermont.com/family-wait-money-life-insurance/
Jan 28
We should all have a “living will” or power of attorney that leaves directions for medical care, and a power of attorney for financial decisions. This is the best way to ensure your family and medical caregivers really understand what you when when you can’t speak for yourself. Living Will A living will tells your …
Permanent link to this article: https://barryclermont.com/living-will/