Mortgage Insurance: How much of a gambler are you?

Mortgage insurance is offered by most financial institutions every time you renew your mortgage. Many have no guarantee it will pay out until they do the under-writing after you die. How much of a gambler are you?  Mortgage Insurance v Life Insurance Mortgage Insurance When you apply for a mortgage, most financial Continue Reading

Attorneys and Equal Justice, how much can you afford?

Have you ever met attorneys who truly believe in equal justice for all? You get as much justice as you can afford. Thankfully because of my #LegalSavingsPlan, I can afford more than I ever used to and at least I actually know my rights now. Equal Justice Most lawyers and Continue Reading

You don’t think you have estate issues?!

Robin Williams has estate issues that are causing family division. Your stuff probably means more to your family. Have you addressed specifics in your will? Your will is included in your #LegalSavingsPlan. Make sure you get it done! What Can You Do To Minimize Estate Issues? You have nothing to leave? Continue Reading

What do you mean my family has to wait for money from my life insurance?!

Did you know that if you don’t name a beneficiary on your life insurance policy, your family might not have access to those funds for months or even years?  The funds will be added to your estate and governed by your will.  You don’t have a will?  That’s a discussion Continue Reading

Do you have a living will?

We should all have a “living will” or power of attorney that leaves directions for medical care, and a power of attorney for financial decisions. This is the best way to ensure your family and medical caregivers really understand what you when when you can’t speak for yourself. Living Will Continue Reading

Barry Clermont