Mar 24
Identity theft is no longer if but when. What do you do when it happens to you? Identity Theft: What is it? Identity theft is much more than someone using your credit card number, hacking your Paypal account or bank account. Identity Theft is a major area that should be considered when you are addressing …
Permanent link to this article: https://barryclermont.com/identity-theft-risk-management/
Aug 18
Do you know what time your local by-laws say you have to be quiet? Most municipalities have by-laws that govern noise levels. What do you do if your neighbours complain? Be Quiet! We can all agree that we deserve the right to peace and quiet in our homes. There is a saying “Good fences make …
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May 26
Your #LegalSavingsPlan is worth far more than “the cost of admission”. What is a #LegalSavingsPlan? A Legal Savings Plan provides access to top law firms in your state or province and gives you the power to protect your rights. You have a law firm, not just a lawyer, to watch your back and guide you …
Permanent link to this article: https://barryclermont.com/10-times-you-can-use-your-legalsavingsplan/
May 18
Have you heard about carding in Toronto? If you think it’s likely to happen to you or someone in your family, you need a #LegalSavingsPlan. Carding Carding is an action taken when a Constable On Patrol (just in case you ever wondered what COP stands for) stops you on the street and questions you. Information about you …
Permanent link to this article: https://barryclermont.com/carding-in-toronto-what-should-you-do-if-it-happens-to-you/
May 02
Mortgage insurance is offered by most financial institutions every time you renew your mortgage. Many have no guarantee it will pay out until they do the under-writing after you die. How much of a gambler are you? Mortgage Insurance v Life Insurance Mortgage Insurance When you apply for a mortgage, most financial institutions will ask if you …
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Apr 17
A typical will may cost you a few hundred dollars. Not having a will could cost your family a lot more. Do you care enough to write your last love letter? Will Cost Your will and powers of attorney are your last chance to tell everyone what you want to happen with your possessions and money. …
Permanent link to this article: https://barryclermont.com/what-does-a-will-cost/
Feb 12
Have you ever met attorneys who truly believe in equal justice for all? You get as much justice as you can afford. Thankfully because of my #LegalSavingsPlan, I can afford more than I ever used to and at least I actually know my rights now. Equal Justice Most lawyers and officers of the court that …
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Jan 31
Any time we are faced with a legal issue, it feels like a legal emergency. What is truly an emergency and what do you do about it? Legal Emergencies Here are five examples of legal emergencies: Children’s aid comes for your children or children in your care. Any time of day. You are stopped by …
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Jan 03
Did you know that if you don’t name a beneficiary on your life insurance policy, your family might not have access to those funds for months or even years? The funds will be added to your estate and governed by your will. You don’t have a will? That’s a discussion for another day. Make sure …
Permanent link to this article: https://barryclermont.com/family-wait-money-life-insurance/
Dec 10
There have been changes to laws governing daycare. Do you know how they affect you? Unlicensed home day care in particular is under attack these days. Your #LegalSavingsPlan can save you a lot of time, stress and money. What are the legal risks? Legislative changes. Numbers and timing. False allegations. Liabilities. Laws are constantly changing …
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